It is only available to special freelancers like notaries, lawyers, bakruptcy advisors, tax accountants, auditors, healtcare professionals, pharmacists and real estate managers. Moreover, there is also a special business account with not only a credit card included but also different overall conditions (€15 montly fee, status: 12/21). Freelancers and self-employed people can also apply for the normal account if they use it for private purposes only. The DKB current accounts (Girokonto) are available to private individuals. Requirements: Who can Open a Bank Account with DKB? Job requirements Once incoming transactions are inferior to €700, it takes three consecutive months of sufficient incoming funds to re-obtain the “active customer” status.ģ. salary, pensions, transfers from other accounts). In order to maintain this status, your account shall record incoming transactions of at least 700 EUR per month (e.g.
REWE, Rossmann, Penny, Real, dm)Īdditionally, to above mentioned benefits “active customers” enjoy further advantages such as reduced overdraft fees, services for emergencies/ fraud, online cashback and free tickets for live events.Īll new customers automatically are granted the “active customer” status for the first 6 months of their account opening. Cash deposits of up to €999,99 per day at associated retailers with a transaction fee of 1.5% (i.e.Unlimited free cash deposits at one of DKB’s cash deposit machines (about 20 machines in large German cities, i.e.Unlimited free cash withdrawals at ATMs worldwide in other currencies than Euro (minimum withdrawal amount of €50), for “inactive customers” an additional fee of 2.2% is applicable.Unlimited free cash withdrawals at ATMs in the Eurozone (minimum withdrawal amount of €50) and associated retailers in Germany (between €50 and €300 at i.e.Free card payments worldwide in other currencies than Euro for active customers, “inactive customers” are subject to a transaction fee of 2.2%.Free card payments in Germany and within the Eurozone.Mobile Payment (Apple Pay / Google Pay).Girocard with contactless option (Maestro or VPay) – €0.99/month.
store payments, online shopping, hotel or rental car bookings) – €2.49/month